Employee Benefits –  All of the most creative and up to date plans in the areas of medical, dental, vision, life, long term care, long term disability and short term disability. We provide voluntary benefit plans offered through companies such as Allstate, AFLAC, Colonial, and Genworth.

Retirement Plans – help to create a sum of money at retirement to allow one to be able to afford the same quality of lifestyle even though there is no longer a steady work income. The plans we provide include IRAs, SEPs, Uni-K, 401k, 412i, and 403b.

Buy/Sell Agreements – protect business partners from the disastrous financial consequences in the event of death or disability.

Individual Financial Services

Life Insurance – provides payment upon the death of an individual. We offer all forms of life insurance programs.

Fixed Annuities - tax-advantaged investments that offer certain guarantees and various liquidity options.

Indexed Annuities – tax-advantaged investments that are tied in to market indexes.

Individual Health Insurance - protects families and individuals from having to pay the high costs of medical care and prescription drugs.

Long Term Care – protects individuals and couples from having to pay the high costs of home health care or facility care as a result of a disability, illness or injury.

Disability Insurance – replaces lost employment income when an illness or injury prevents one from working.

College Funding Plans – creates a sum of money in anticipation of your children's college tuitions and expenses.

Senior Settlement – allows for the sale of an existing life insurance policy in exchange for a needed lump sum of money.

IRA Conversion Program – Unique method of moving taxable dollars to tax-free dollars.